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1260 Lake Helen Osteen ROAD, Lake Helen, FL, 32744 | $383,000
Stop the wheels— DREAM HOME SPOTTED! Fall in love with this charming 3-bedroom, 2-bath CONCRETE BLOCK HOME offering a breathtaking WATERVIEW and situated on a 3-ACRE LAKEFRONT property. The property boasts 1. 5 acres of dry land, 1. 5 acres of PRIVATE LAKE, and even your very own PRIVATE ISLAND. With your own PRIVATE FLOATING DOCK, you can enjoy activities like kayaking or fishing with easy access to Lake Giddings, which also connects to a much bigger Lake Colby. This property is NOT IN A FLOOD ZONE, meaning no mandatory flood insurance is required. The home has seen numerous updates, so you can rest easy knowing it’s MOVE-IN READY! Recent updates include: A BRAND NEW ROOF (2025), NEWER AC (2021), NEW HURRICANE IMPACT WINDOWS, NEW ELECTRICAL PANEL, Well pump and water heater (2022), Luxury Vinyl Plank Flooring throughout, and FRESHLY PAINTED INSIDE AND OUT.
With over 1, 500 sq. ft. of living space, this home features an OPEN FLOOR PLAN with two living areas and a split-bedroom layout for added privacy. The master suite is tucked away, while the other bedrooms are conveniently located on the opposite side of the house.
The kitchen boasts solid Corian countertops and beautiful cabinetry, flowing seamlessly into the dining area with stunning views of the lake through the double sliding doors. Step out onto your covered back porch and take in the peaceful, scenic surroundings. The fenced yard is perfect for pets and entertaining guests. For those seeking sustainable living, the zoning allows chicken coop, where you can enjoy fresh eggs for your family. You can also have various animals like goats, sheep, or even ponies—making this the perfect homestead!
Located in a NO HOA community, this home is close to the quaint, historic downtown Lake Helen, an up-and-coming area experiencing rapid growth. Conveniently located near the beach, I-4, and I-95, you’re just 35 minutes from Orlando’s attractions.
This stunning lakefront property blends modern updates, scenic views, and a peaceful lifestyle, offering the perfect balance of relaxation and accessibility. Don’t miss the chance to call this home your own!
Features
- Rooms: 9
- Bedrooms: 3
- Baths: 2 full
- Laundry: Inside, Laundry Room
- Year Built: 1984
- Garage: Driveway, Off Street, Open, Oversized
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 1,528
- Acreage: 3.12
- Est. Taxes: $5,562
- Lot Desc: Cleared, Level, Oversized Lot, Sidewalk, Unincorporated
- View: Water
- Elem. School: Volusia Pines Elem
- Middle School: Deland Middle
- High School: Deland High
- Appliances: Dryer, Microwave, Range, Refrigerator, Washer
- MLS#: O6270335
- Days on Market: 4 days
- Website: https://www.raveis.com
/prop/O6270335/1260lakehelenosteenroad_lakehelen_fl?source=qrflyer
Listing courtesy of UNITED REAL ESTATE PREFERRED Phone: 407-243-8840
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
1260 Lake Helen Osteen ROAD, Lake Helen, FL, 32744
$383,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $306,400 | $306,400 | $306,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
| Monthly Tax Payment | $464 | $464 | $464 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,013 | $2,036 | $2,584 |
| Total Monthly Payment | $2,552 | $2,575 | $3,123 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388