Presented byBill Fiore |
WHY PAY RENT WHEN YOU CAN OWN??? At under $179/sq. ft. , this VALUE-PRICED Chicopee condo offers almost 1200 sq. ft. of living area combined with the ease of condo living! Freshly painted and move-in ready, the first level has an open floor plan featuring a combination living room/dining area, an efficient galley kitchen, and a convenient 1/2 bath. The upstairs has two nicely sized bedrooms (each with double closets), a full bath, and more generous closet and/or storage space in the hallway. Other sought-after features and improvements include; central AC, a lower level laundry area that serves ONLY this unit, newer furnace and hot water heater and two parking spaces! Pets are allowed with some restrictions (see condo owners' guidelines). INVESTORS PLEASE NOTE: This unit can can be utilized as a rental! Close to major highways, recreational facilities, and shopping areas, this unit is a MUST SEE! Book your showing today, and spend your summer relaxing by the complex's built-in pool!!!
Type | Description | Level |
---|---|---|
Bedroom 2 | Flooring - Wall to Wall Carpet, Closet - Double | Second |
Kitchen | First | |
Living Room | Flooring - Wall to Wall Carpet, Cable Hookup, Open Floorplan | First |
Master Bedroom | Flooring - Wall to Wall Carpet, Closet - Double | Second |
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William Raveis Mortgage, LLC
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JohnCarlos.Machado@raveis.com
NMLS Mortgage Loan Originator ID 2064879
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $167,920 | $167,920 | $167,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.204% | 7.295% | 6.412% |
Monthly Tax Payment | $214 | $214 | $214 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,103 | $1,131 | $1,428 |
Total Monthly Payment | $1,392 | $1,420 | $1,717 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.