Look no further!! The home that you have been searching for is here!! You will feel right at home as you enter this meticulously maintained, second story, end unit condominium complete with a screened-in Florida room in the serene community of Deerwood Gardens. The bright open layout, high ceilings, abundance of natural light, and gorgeous tile floor that flows seamlessly from room to room lends itself to the perfect Florida lifestyle. The kitchen has plentiful cabinets, modern stainless steel appliances, raised counter/bar and a tasteful ceramic tile backsplash accentuated within the elegant tray ceiling. The shelved bay window in the kitchen is ideal for growing fresh herbs, lush houseplants or showcasing colorful flowers. The inviting living room, complete with dining nook and beautiful bay windows, transitions out to the Florida room which, with its tiled floor and high ceiling, becomes an extension of the living space when the sliding doors are open to let the fresh air in. With no back neighbors and lush green scenery, the Florida room is the perfect spot to enjoy a cup of coffee in the morning while bird watching or perhaps enjoying an evening beverage with friends. The two generously sized bedrooms and split floor plan provide space for relaxation and privacy. The primary bedroom boasts an ensuite bathroom and walk-in closet. The second bedroom is conveniently adjacent to the second full bathroom with tub/shower. A feature that cannot be overlooked is the laundry closet that is large enough to house a full size washer and dryer with additional storage space. New HVAC was installed in 2020 with Nest thermostat for easy temperature control and efficiency. The low HOA fees provide for affordable and low maintenance living within a quiet but active community that features a pool, tennis courts, shuffleboard and clubhouse. Outdoor enthusiasts will appreciate the proximity to some of Florida’s most renowned Gulf beaches, top-rated golf courses, and an array of parks featuring biking and walking trails, playgrounds, dog parks, and more! Situated in the vibrant Tampa Bay area, this home is also a short distance in any direction from many varied sports, cultural and entertainment offerings. Travel is a breeze with St. Pete-Clearwater Airport approximately 20 minutes away and Tampa International Airport approximately 30-minutes away. Schedule a private showing today!!
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Our Executive Mortgage Banker:
Our Insurance Division:
$209,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $167,200 | $167,200 | $167,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $75 | $75 | $75 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,098 | $1,111 | $1,410 |
Total Monthly Payment | $1,248 | $1,261 | $1,560 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.