Waterfront Gem with Gulf Access - A Must-See! Welcome to your slice of paradise! This stunning 2-bedroom, 2-bathroom waterfront home offers indirect access to the Gulf of Mexico, making it the perfect retreat for boating enthusiasts and nature lovers. Situated on a spacious fenced double lot with a new automatic gate, this property is brimming with features designed for both comfort and convenience. Owner is including Lot 4 to convey along with Lot 5 where the house sits. Inside, the home features luxury vinyl plank flooring throughout, combining modern style with durability and low maintenance. The updated kitchen is a chef's dream, showcasing Kraftmaid cabinets with pull-out shelves, granite countertops, and floating shelves for a contemporary touch. The bathrooms have been tastefully updated, while a new water heater ensures reliable and efficient performance. Cozy up in the living room by the electric fireplace, creating a warm and inviting ambiance. The primary bedroom boasts ample storage, while the second bedroom offers an impressive three closets for exceptional organization. The original third bedroom was removed to expand the living room, creating a more open and spacious layout, but it can easily be added back to suit your needs. The home is designed to maximize its waterfront location, with two sets of double-pane sliding glass doors, featuring inset horizontal blinds, leading to the expansive wrap-around balcony and a 19x16 attached upper deck that offers additional outdoor living space. This outdoor space is perfect for enjoying the serene water views or entertaining guests. The front porch balcony will be your haven for viewing glorious sunsets nightly. The exterior of the home is equally impressive, with a brand-new shingle roof installed in 2023, complete with foam insulation, soffit, and gutters. There's a 73 ft seawall, and an 8x16 floating dock with a ladder and gangplank that provides easy water access. For RV owners, the property includes hookups for both 30 and 50 amp service. Storage needs are covered with a 24x26 enclosed storage unit featuring breakaway walls, as well as a 6x12 Tuff Shed. An Acorn chair lift ensures accessibility for all, making this home suitable for every stage of life. This property is a rare find, offering a harmonious blend of modern upgrades, thoughtful design, and outdoor living. Whether you're seeking a vacation home, an investment opportunity, or your forever residence, this waterfront gem is ready to fulfill your dreams. Schedule your private showing today to experience the charm and beauty of this exceptional property!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $448,000 | $448,000 | $448,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.159% | 6.392% |
Monthly Tax Payment | $268 | $268 | $268 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,943 | $2,978 | $3,811 |
Total Monthly Payment | $3,303 | $3,338 | $4,171 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.