SAILOR'S PARADISE IS PUNTA GORDA ISLES! This Bright and open floor plan 2/2/2 home will accommodate a 60' power or sailboat, with access to Charlotte Harbor through the Ponce DeLeon Waterway leading to the Gulf of Mexico! The home boast an open and split floor plan PLUS a bonus office/den with ceramic title flooring throughout the main living area. Recently updated kitchen with solid surface counter tops and stainless steel appliances. Master bedroom is just off the kitchen with walk in closet and private bathroom with walk in shower and single vanity with granite countertop. Generous size guest bedroom is on the opposite side of the home along with guest bath with shower/tub combo and granite counters. Step out onto the lanai to enjoy the large pool deck, heated pool, newer screen enclosure, wonderful view of a wide open canal where you may see a dolphin or manatee! Additional features include Whole house water softener Kentco system, R/O system, UPDATED AC/HEAT system with return circulation ducts in each room and hurricane protection. The home is located on a cul-de-sac street as well as a cul-de-sac canal so there is very minimal road and canal traffic. The Charming downtown City of Punta Gorda or Fishermen Village is just mins fine dining, shopping, entertainment and much more. Easy Access to I75 N or S and only 30-minute car ride to the surrounding SWFL beaches. Home does have transferable Flood Insurance! Do not miss this opportunity! Schedule your private showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$539,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $431,920 | $431,920 | $431,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $367 | $367 | $367 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,837 | $2,871 | $3,642 |
Total Monthly Payment | $3,296 | $3,330 | $4,101 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.