1120 La Palma COURT, Punta Gorda, FL, 33950 | $539,900

SAILOR'S PARADISE IS PUNTA GORDA ISLES! This Bright and open floor plan 2/2/2 home will accommodate a 60' power or sailboat, with access to Charlotte Harbor through the Ponce DeLeon Waterway leading to the Gulf of Mexico! The home boast an open and split floor plan PLUS a bonus office/den with ceramic title flooring throughout the main living area. Recently updated kitchen with solid surface counter tops and stainless steel appliances. Master bedroom is just off the kitchen with walk in closet and private bathroom with walk in shower and single vanity with granite countertop. Generous size guest bedroom is on the opposite side of the home along with guest bath with shower/tub combo and granite counters. Step out onto the lanai to enjoy the large pool deck, heated pool, newer screen enclosure, wonderful view of a wide open canal where you may see a dolphin or manatee! Additional features include Whole house water softener Kentco system, R/O system, UPDATED AC/HEAT system with return circulation ducts in each room and hurricane protection. The home is located on a cul-de-sac street as well as a cul-de-sac canal so there is very minimal road and canal traffic. The Charming downtown City of Punta Gorda or Fishermen Village is just mins fine dining, shopping, entertainment and much more. Easy Access to I75 N or S and only 30-minute car ride to the surrounding SWFL beaches. Home does have transferable Flood Insurance! Do not miss this opportunity! Schedule your private showing today!

Features

  • Rooms: 8
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: In Garage
  • Year Built: 1980
  • Garage: 2-car Driveway, Garage Door Opener, Workshop in Garage
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,411
  • Acreage: 0.23
  • Est. Taxes: $4,409
  • Lot Desc: Cul-De-Sac
  • View: Pool, Water
  • Pool: Gunite, Heated, In Ground, Lighting, Screen Enclosure
  • Appliances: Dishwasher, Disposal, Dryer, Kitchen Reverse Osmosis System, Microwave, Range, Refrigerator, Washer, Water Softener
  • MLS#: C7502653
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/C7502653/1120lapalmacourt_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/19/2025 4:32:55 PM)
Listing courtesy of COMPASS FLORIDA   Phone: 941-205-8478

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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1120 La Palma COURT, Punta Gorda, FL, 33950

$539,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $431,920 $431,920 $431,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.875% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.191% 7.171% 6.276%
Monthly Tax Payment $367 $367 $367
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,837 $2,871 $3,642
Total Monthly Payment $3,296 $3,330 $4,101

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.