One or more photo(s) has been virtually staged. The palm-lined drive to this quiet Punta Gorda Isles condo destination, located on a no-outlet street, sets a relaxed, vacation mode mood before you even arrive at Points West Condominiums. Located directly on the edge of Charlotte Harbor, this spacious, open-concept, 3 bed/ 2 bath condominium with stunning harbor views is waiting for you! Gain entrance to this lovely turn-key condo through the front foyer which has a new screen door enclosure. Prepare to be delighted as you walk through the front door and realize that you have amazing harbor views from the entire main living space, as well as the master bedroom. While the sunrises and Vivante lake view out the front are lovely, the unobstructed west views from inside the condo will have you enjoying magnificent sunsets and a daily changing panorama of water and sky! The kitchen features a pantry, high end cabinetry, granite countertops and a large island with breakfast bar. Crown molding surrounds the open living/dining room area. Natural light pours in from the lanai, with its huge 16-foot disappearing impact sliding doors. The lanai is enclosed with a wall of sliders that open for screened fresh air or can be closed to allow air conditioning/heating, adding significantly to your year-round living space. There are also electric roll-down sun-shades for the lanai area. Ceiling fans are found throughout the condo; there's also a 'smart' thermostat. The master bedroom is spacious with a large walk-in closet and ensuite double vanity bathroom complete with a large step-in tiled shower and beautiful built-in linen closet. The two secondary bedrooms catch the morning sun and easily accommodate queen size bed/bedside table sets. LVT flooring in one of those bedrooms, with a closet full of shelves, makes it a great possibility for a modern home office space. The laundry room boasts a full-size washer and dryer with a deep sink and plenty of shelf storage. With additional storage in mind, this condo unit comes with a large private garage including a built-in raised storage area complete with stairs as well as a beautiful epoxy floor. The Points West amenities include a heated pool, clubhouse, tennis/pickleball court, kayak rack and launch. For exercise, power walk to and from Ponce de Leon Park located right “next door”. Just about 3 miles from downtown Punta Gorda and 2-1/2 miles from popular Fisherman’s Village, this gorgeous condominium, with its impressive views, is not only a must see … it’s a must have!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $332,000 | $332,000 | $332,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.159% | 6.392% |
Monthly Tax Payment | $500 | $500 | $500 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,181 | $2,207 | $2,824 |
Total Monthly Payment | $2,756 | $2,782 | $3,399 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.