Under contract-accepting backup offers. MULTIPLE OFFERS- DUE JAN 18 AT NOON. Welcome home to your country Cottage! Sitting on 6 peaceful Acres with 2 Ponds, a Creek, and Barn. The Cottage features an open floor plan that was built in 2002. Inside you have two bedrooms, two bathrooms, laundry room, 2022 AC, and tile floors throughout. Outside you have a large screened front porch (280 sq ft) over looking your property. Sit out front with a cup of coffee and enjoy the daily visits from the Deer that love to frequent the property. Enjoy peace of mind with no HOA, or Deed restrictions, bring your animals and live a more care free life. Out back you have a 36x36 Barn with 2 stalls, electric, AC storage room, 2023 well pump, RV hookup pad, and a large back pasture with pond. The front pasture is fully fenced and ready for your animals. For anyone looking for more space- building a new home and keeping the existing Cottage gives you tremendous potential here. A new survey was just completed in 2024. This unique property gives you that sense of privacy while still being convenient to town on SR64.
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Our Executive Mortgage Banker:
Our Insurance Division:
$450,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $360,000 | $360,000 | $360,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.153% | 7.159% | 6.276% |
Monthly Tax Payment | $190 | $190 | $190 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,335 | $2,393 | $3,036 |
Total Monthly Payment | $2,600 | $2,658 | $3,301 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.