Welcome to 23 Oakes Street, a beautifully updated 2-bedroom home in one of Woodstock’s original neighborhoods! Lovingly maintained by the same family for nearly 70 years, this property is full of charm, history, and potential. Situated on 0. 51 acres, this property presents a unique opportunity for potential subdivision, making it an excellent choice for homeowners or developers. This home features both a front porch and a back porch, providing ample space to relax, entertain, or enjoy a BBQ and soak in the hot tub. The fenced-in backyard is perfect for your furry friends, while the multiple gardening beds are ready for your green thumb to bring them to life. Inside, you’ll find a home full of charm and thoughtful upgrades. A heated sunroom lets you bask in natural light year-round, and the garage adds convenience for storage or projects. A full list of updates is available in the disclosures. Located in a neighborhood with no HOA and low taxes, this home is just a short walk from downtown Woodstock’s shops, restaurants, and recreational spots. It offers a great mix of comfort and convenience. For outdoor enthusiasts, you'll love having walking, hiking, and snowmobile trails right outside your door, plus cross-country skiing, a nearby golf course, and ski mountains all close by—offering endless activities year-round. Don’t miss your chance to own this special property with endless possibilities! Schedule your showing today!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $265 | $265 | $265 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,890 | $2,924 | $3,711 |
Total Monthly Payment | $3,247 | $3,281 | $4,068 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.