Experience premium oceanfront living with this charming beachfront cottage, evoking the simplicity of by-gone days. As you enter this sweetly furnished home, you will be swept away by the breathtaking panoramic views, invigorating scent of sea air, gentle breezes and the sound of lapping waves. The uncrowded beach is like having your own secluded beach paradise. The living room, dining area, master bedroom and the expansive 42' wide deck, offer uninterrupted vistas of the 13 miles of white sandy beach along the Atlantic Ocean. Immerse yourself in oceanfront living on Amelia Island and enjoy miles of bike / walking trails, golf, pickle ball/tennis courts, 2 state parks & historic Fernandina Beach with quaint stores, delightful dining and nightly entertainment. This turnkey oceanfront home situated on a rarely available 75' oceanfront lot, offers an unparalleled coastal lifestyle. Fully furnished except personal items.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,790,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,432,000 | $1,432,000 | $1,432,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.148% | 6.748% | 6.786% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $9,407 | $9,169 | $12,573 |
Total Monthly Payment | $9,532 | $9,294 | $12,698 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.