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649 MONTIANO Circle, Saint Augustine, FL, 32084 | $514,900
Welcome to Your Dream Home in Coquina Ridge!
Nestled in the highly sought-after Coquina Ridge neighborhood of St. Augustine, this meticulously maintained traditional home offers the perfect blend of style, comfort, and convenience. With a low HOA fee and no CDD, this property delivers exceptional value and peace of mind in a prime location. Situated just minutes from the Historic District and less than 15 minutes from the beach, this home is ideally located in a non-evacuation zone, providing safety and security year-round.
Exceptional Features and Design
Built by Landon Homes, this stunning 3-bedroom, 2-bathroom residence also includes a private office with elegant French doors—ideal for remote work or a cozy study. The open-concept layout is thoughtfully designed to enhance your living experience, boasting:
• High ceilings with crown molding for a touch of sophistication.
• Recessed lighting and custom blinds for a modern yet inviting ambiance.
See Supplimental. . . . " Wood-style tile flooring throughout, combining beauty and durability.
" A versatile glass-enclosed patio with screened windows and a ceiling fan, perfect for relaxation or a secondary workspace.
Chef's Dream Kitchen
At the heart of this home is the gourmet kitchen, a space designed for culinary creativity and effortless entertaining. Features include:
" A California island with breakfast bar seating.
" Double wall ovens and soft-close drawers for convenience and style.
" A spacious extended island, ideal for meal prep and casual dining.
Private Owner's Suite
Retreat to the serene owner's suite, featuring a large walk-in closet and an ensuite bathroom with a luxurious walk-in shower.
Additional Highlights
" Spacious laundry room equipped with a washer and dryer, plus provisions for a sink.
" Pre-wired for home security and high-speed internet to meet modern needs.
" An irrigation system powered by a private well, keeping utility costs low.
" The fully fenced backyard, perfect for pets and play. The oversized backyard of this 1/3-acre property offers endless possibilities for creating your dream outdoor space. Whether you envision adding a sparkling new pool for relaxation and entertainment, a fully equipped summer kitchen for hosting gatherings, or a custom-designed patio, the ample space allows you to bring your ideas to life and enhance your living experience.
" Extensive Upgrades Worth $45, 000
This home boasts $45, 000 in upgrades, enhancing its elegance, functionality, and value. From premium finishes to thoughtfully selected enhancements, every detail has been carefully curated to provide a superior living experience.
Unmatched Location and Amenities
Located in a top-rated school district, this home is just minutes from shopping, dining, and I-95, providing easy access to Jacksonville and beyond. Embrace the Florida lifestyle with proximity to pristine beaches, St. Augustine's rich history, and vibrant cultural attractions.
Features
- Amenities: Maintenance Grounds, Park
- Rooms: 3
- Bedrooms: 3
- Baths: 2 full
- Laundry: In Unit
- Year Built: 2018
- Garage: 2-car
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 1,791
- Acreage: 0.31
- Est. Taxes: $5,258
- HOA Fee: $48 Monthly
- Appliances: Dishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
- MLS#: 2064931
- Days on Market: 9 days
- Website: https://www.raveis.com
/prop/2064931/649montianocircle_saintaugustine_fl?source=qrflyer
Listing courtesy of LOWEST FEE REALTY LLC
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
649 MONTIANO Circle, Saint Augustine, FL, 32084
$514,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $411,920 | $411,920 | $411,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.243% | 7.171% | 6.518% |
| Monthly Tax Payment | $438 | $438 | $438 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,741 | $2,738 | $3,532 |
| Total Monthly Payment | $3,271 | $3,268 | $4,062 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388