This charming, freshly painted Philadelphia home is nestled in the vibrant 55+ community of On Top of the World, situated on a picturesque tree-lined street with open views. Savor your morning coffee on the tiled front porch as the neighborhood stirs to life. Upon entry, the combined living and dining area greets you with a solar tube, expansive window, and upgraded blinds, creating a bright and inviting space. The kitchen boasts recent vinyl plank flooring, elegant granite countertops, a composite farmhouse sink, tiled backsplash, and modern black appliances. The heated and air-conditioned Florida room provides additional space for year-round entertainment, complemented by a screened room perfect for enjoying spring and winter days. The generous primary bedroom features carpeting, a walk-in closet, and a newly installed ceiling fan, while the en-suite bathroom includes a step-in shower. The second bedroom also offers carpeting and a new ceiling fan. The guest bathroom is equipped with a tub/shower combination. This home benefits from updated windows throughout and a newly installed roof. The ample 1. 5 car garage accommodates both a vehicle and a golf cart. Schedule your viewing appointment today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$184,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $147,200 | $147,200 | $147,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $137 | $137 | $137 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $967 | $978 | $1,241 |
Total Monthly Payment | $1,179 | $1,190 | $1,453 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.