Nestled by a picturesque Lake located on the Northern Chain of Lakes, this charming corner lot home offers an idyllic lakeside lifestyle without braking the bank! This abode boasts a generous 24 x 24 detached garage, perfect for a workshop or if you'd like, a conversion into a cozy mother-in-law suite.
The property features a refreshing, caged inground pool and an expansive back porch, seamlessly connected to the dining area via sliding doors. Enjoy the convenience of an inside laundry room, carport, extra driveway, and double-paned windows. This home has it all to welcome family and guests. The primary bedroom comes complete with an ensuite bathroom, providing a private retreat within the home.
Recent upgrades include a new roof (2022), new air conditioning system (2020), and a modern pool pump system and liner (2023). The home is fully fenced with a side gate and double gate entrance, and it's wired for a security system for added peace of mind. The kitchen window offers a lovely view of the backyard, and the hallway includes three extra closets for ample storage. Extra Bonus room off from Kitchen area can easily be used as a fourth bedroom or maintained as a den. This lovely home is perfect for raising a family, ideal for barbecues, gardening, play areas for the littles, and welcomes pets with its fully fenced yard. If ever needing more space or even additional rooms, this oversized lot has the capacity ensured to increase your property value even more! Its prime location ensures easy access to schools, parks, and major highways, while maintaining a serene distance from busy roads. The home's north-facing orientation provides unique benefits, making it an exceptional choice for those seeking tranquility and convenience.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $292,000 | $292,000 | $292,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $75 | $75 | $75 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,918 | $1,941 | $2,462 |
Total Monthly Payment | $2,068 | $2,091 | $2,612 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.