Live the Dream… in this 1400 sq ft, 55+ Waterfront, VILLA with Open Concept Living, 2 spacious Bedrooms, 2 Baths, an oversized car garage + with parking pad. Out the back door on remote, electric outlet, 2 dock lights, 2 hose bibs and the catwalk to the boat lift is 26 ft long. The ladder access on dock is great for water toys: kayak, jet ski & canoes. ANOTHER PLUS your private patio deck experience daily wonderful water/bay views with some nice sunsets or pull out your fishing pole for evening fishing. The dock includes: a 10, 000 lb. Boat Lift with is the deep water in the canal with ample depth at low tide, so take your boat out anytime! The primary bedroom is vast with a HUGE Closet! A great feature to this unit is it is MOBILITY FRIENDLY! Completely LEVEL UNIT from entry to patio deck makes it easy to navigate & enjoy! Oversized doorways from the Florida Room to Patio Deck which has ramp access. NO STEPS or STAIRS! BIG Ticket Items are DONE! Boat Lift w/ remote, long Catwalk, Dock, Deck, Lights, Electric, Water & Ladder (2020), Ext Paint (2022), Roof (2017) & Seawall (2009). Primo location near: To the Gulf, Beaches, John’s Pass, Bay Pines Shopping, Eateries & nearby Parks to enjoy. Community has safe walkable neighborhood w/sidewalks. HOA includes: Water, Sewer, Trash, Cable, Internet, Virtual 24 hr Security, Flood & Home Owners Insurance, Maintenance, Onsite Manager, 2 Clubhouses, Resort Style Heated Pool & Patio, BBQ Grill Area, Tennis, Pickleball, Bocci, Shuffleboard, Putting Green, Big Library, Card Room and a Large well-equipped Gym/Fitness Center. The FUN does not stop! Be social… with the Boat Club, Classes, Happy Hours & Breakfasts… and endless events & holiday celebrations. This unit was flooded in Hurricane Helene, remediation has been completed and the “white box” portion of this renovation is beginning which includes: drywall, utilities, sliders, doors, AC equipment & more. As a buyer you will assume the open insurance claim with the condo association. The property is being sold As-Is as a convenience to the seller. Our great condo association is handling the rebuild, renovation of these units and has hired a contractor & lawyer to oversee the condo restoration to pre-storm condition. You will be rebuilding to your taste is available now! This amazing, affordable opportunity allows you to select your appliances, flooring, cabinets, bathroom style and more. It truly is Paradise Living at it’s Best, at this Desirable, Intracoastal Waterway Boating Community…with a GARAGE!
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Our Executive Mortgage Banker:
Our Insurance Division:
$439,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $351,200 | $351,200 | $351,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $195 | $195 | $195 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,307 | $2,334 | $2,962 |
Total Monthly Payment | $2,577 | $2,604 | $3,232 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.