Welcome to Your Dream Home at 10451 Keystone Street in Spring Hill, Florida!This exceptional 3-bedroom, 2-bathroom pool home offers 1, 986 square feet of heated living space (2, 572 total) and is packed with modern upgrades designed for comfort, style, and energy efficiency. Built in 2005, this home is fully powered by solar panels, covering all your energy needs and significantly reducing utility costs. Best of all, the solar panels will be paid off at closing, making this home truly turn-key. To provide even more peace of mind, a brand-new roof will be installed before closing, ensuring worry-free living for years to come. Nestled in a quiet neighborhood with no HOA, you’ll enjoy both freedom and tranquility. The open-concept floor planis flooded with natural light, featuring spacious living and dining areas that create an inviting atmosphere for everyday living and entertaining. The updated kitchen is a chef’s delight, complete with modern appliances, ample counter space, and a breakfast bar—perfect for hosting friends and family. Step into your private backyard oasis, where a heated pool and screened-in patio await. The backyard is surrounded by mature fruit trees, offering a serene setting to relax, host barbecues, or savor peaceful mornings by the pool. The primary suite serves as your personal retreat, boasting a walk-in shower, double-sink vanity, and plenty of space to unwind. Additional highlights include a two-car garage, replacement windows (2017), a new air conditioning system (2017), and thoughtful upgrades throughout the home. Conveniently located just minutes from shops, restaurants, and local favorites like Copacabana, this home offers the perfect blend of comfort and convenience. Don’t miss your chance to own this beautifully maintained, energy-efficient home. Schedule your private showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$399,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,200 | $319,200 | $319,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.159% | 6.392% |
Monthly Tax Payment | $201 | $201 | $201 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,097 | $2,122 | $2,715 |
Total Monthly Payment | $2,373 | $2,398 | $2,991 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.