Welcome to this charming and versatile Cape-style home, nestled on 1. 2 acres in a peaceful country setting. This cozy home provides a perfect balance of comfort and functionality, with 2/3 bedrooms and 2 baths. Well-maintained with newer roof (within last 5 years) and new oil tank. Beautiful hardwood floors throughout, living room features a beautiful fireplace creating a warm and inviting atmosphere, the spacious kitchen has ample counter space, storage and easy flow. Soak in the natural light on the screened in sunporch. Enjoy multiple outdoor spaces, including a patio and deck-perfect for entertaining or simply enjoying the serene surroundings. Walk-up unfinished attic (16'x13') provides an excellent opportunity for expansion of additional living space or a home office or use as storage. Additionally, the lower level presents a fantastic multi-generation living opportunity, with a flexible layout featuring a bedroom (with cedar closet), full bath and kitchenette, and easy access to the outdoors with full walk-out. Whether you're seeking a starter home, looking to downsize, or yearning for a peaceful retreat, this home has endless possibilities.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 11.0 x 9.0 | Main |
Bedroom 2 | Cedar Closet,Full Bath,Wall/Wall Carpet | 12.5 x 22.0 | Lower |
Dining Room | Hardwood Floor | 11.0 x 13.5 | Main |
Kitchen | Laminate Floor | 10.0 x 12.0 | Main |
Living Room | Built-Ins,Fireplace,Hardwood Floor | 11.0 x 18.0 | Main |
Primary Bedroom | Hardwood Floor | 10.0 x 14.0 | Main |
Sun Room | Wall/Wall Carpet | 7.0 x 13.5 | Main |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $235,920 | $235,920 | $235,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $336 | $336 | $336 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,550 | $1,568 | $1,990 |
Total Monthly Payment | $1,961 | $1,979 | $2,401 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.