Discover the potential of this charming 3-bedroom, 1-bathroom single-family home, nestled on a generous fenced-in lot in the desirable Holy Hill/Daytona Beach area. The spacious lot offers endless possibilities, including the potential to split the side yard into separate 50x107 lots for resale or the opportunity to build two additional homes.
This inviting home boasts an enclosed front porch, hard floors throughout, and a convenient split floor plan. With plenty of natural light flooding in, each room feels bright and welcoming. The home features a laundry room, an eat-in kitchen, and ample extra space to suit your needs. The yard is expansive, perfect for bringing your toys or adding a pool.
Enjoy beautiful morning views from the closed-in front patio and take advantage of the convenient proximity to the popular Tanger Outlets and nearby gas stations. The property includes a newer roof, stainless steel appliances, ceiling fans, and an on-site storage unit.
Please note that while the flooring is solid, it is uneven and may require repairs estimated at $10, 000 to $12, 000. Alternatively, you can choose to rent or live with the quirky floors as is. Additionally, a termite bond comes with the home.
With 1, 070 square feet of living space under A/C, this home is ready for your personal touch. Come and see the potential of this quaint property and imagine the possibilities!
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Our Executive Mortgage Banker:
Our Insurance Division:
$274,990
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $219,992 | $219,992 | $219,992 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $227 | $227 | $227 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,445 | $1,462 | $1,855 |
Total Monthly Payment | $1,746 | $1,763 | $2,156 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.