Newly constructed and brimming with upgrades, this home is ideally located in the charming seaside neighborhood of Holly Hill. Unlike typical spec homes, this one is designed for minimal upkeep using top-tier materials throughout. The welcoming entrance features a delightful farmer's porch with a sleek metal roof. Inside, the open floor plan is perfect for entertaining, with hardwood floors throughout, 9’ ceilings on the first floor, a spacious center island kitchen boasting elegant white cabinetry, quartz countertops, and high-end appliances, all adjacent to a fireplaced family room and formal dining room or office. The 2nd floor offers four bedrooms, including a luxurious primary suite with dual walk-in closets and a spa-like bath. For those considering future expansion, the home includes a walk-up third floor ready to be finished and a basement pre-plumbed for a full bathroom. All this and more all are located just a stone’s throw to Humarock Beach, Marinas and restaurants.
Type | Description | Level |
---|---|---|
Bedroom 2 | Flooring - Hardwood, Recessed Lighting, Flooring - Engineered Hardwood | Second |
Bedroom 3 | Flooring - Hardwood, Recessed Lighting, Flooring - Engineered Hardwood | Second |
Bedroom 4 | Flooring - Hardwood, Recessed Lighting, Flooring - Engineered Hardwood | Second |
Dining Room | Flooring - Hardwood, Flooring - Engineered Hardwood | First |
Kitchen | Flooring - Hardwood, Countertops - Upgraded, Pot Filler Faucet, Lighting - Pendant, Flooring - Engineered Hardwood | First |
Living Room | Flooring - Hardwood, Recessed Lighting | First |
Master Bedroom | Bathroom - Full, Vaulted Ceiling(s), Walk-In Closet(s), Double Vanity, Recessed Lighting, Flooring - Engineered Hardwood | Second |
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William Raveis Mortgage, LLC
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Scott.Petersen@raveis.com
NMLS Mortgage Loan Originator ID 32556
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,039,200 | $1,039,200 | $1,039,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.125% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.550% | 6.220% | 5.781% |
Monthly Tax Payment | $386 | $386 | $386 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,819 | $6,314 | $8,560 |
Total Monthly Payment | $6,330 | $6,825 | $9,071 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.