High Elevation !!!! NO FLOODING. Discover the charm and elegance of this meticulously restored 1922 Key West-style bungalow, nestled in the heart of the historic Fogartyville neighborhood. Offering the ideal location for those who love to walk or bike, this home is just minutes from the Manatee River, downtown events, parks, boat launches, shopping, dining, and only a few miles from the Gulf Beaches! This enchanting home boasts numerous significant upgrades, including a new roof and a restored fireplace. Inside, you'll be captivated by its high ceilings, heart pine floors, and the abundance of natural light streaming through its original windows. Extensive woodwork and HGTV-inspired coastal colors create a serene and welcoming ambiance as you step inside. The front porch is perfect for morning coffee or evening relaxation, while the private backyard, complete with a brick patio, offers an ideal space for grilling, entertaining, or unwinding. Enhancing the outdoor experience are an outdoor shower, a sprinkler system, and landscape lighting, all set amidst centennial oaks and lush tropical plantings that create a secluded paradise. Storage abounds in this home, with a walk-in master closet, dedicated utility and pantry rooms, and a spacious stand-up attic. A versatile, wood-paneled flex room in the center of the home is perfect for use as a home office, playroom, or studio. The thoughtfully designed kitchen is a chef’s delight, featuring picturesque windows, a classic cast-iron sink, and vintage-inspired appliances that combine style and functionality. A detached garage equipped with hot and cold running water adds extra versatility, offering potential as a guest apartment, rental unit, or office. The wide driveway accommodates multiple vehicles and provides full hookups for RV or boat parking. Conveniently located near I-75 and within easy reach of Sarasota and Tampa airports, this Old Florida gem is ready for you to call home. Don’t miss the opportunity to experience the perfect blend of historic charm and modern upgrades. Schedule your private tour today and fall in love with this one-of-a-kind property!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,920 | $399,920 | $399,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $200 | $200 | $200 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,627 | $2,658 | $3,373 |
Total Monthly Payment | $2,902 | $2,933 | $3,648 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.