This WATERFRONT/GULF ACCESS home has a great rental history and is the perfect opportunity for the savvy investor! Huge circular driveway for parking multiple cars + a tandem garage with room for 2 cars or bikes/golf carts and a vehicle. This home has a PRIVATE PIER in your HUGE BACKYARD! Inside there's an open split concept layout, soaring ceilings, 3 full beds/ 2 baths and a bonus room. Gorgeous kitchen with plenty of cabinet space and BRAND NEW LG STAINLESS STEEL APPLIANCES! Contiguous WOOD STYLE PORCELAIN PLANK TILE THROUGHOUT! Spacious bedrooms with your primary suite offering private access to the backyard patio, additional guest room has a private entrance and both guest rooms have ample closet space! Your bathrooms are a modern style including floating vanities with light up mirrors. Charlotte Park is in Punta Gorda and near to all amenities and features a PET FRIENDLY, WALKING/BIKING FRIENDLY NEIGHBORHOOD WITH PRIVATE COMMUNITY BOAT RAMP! Bring your boat, RV or Golf Cart! Call today for more details and to make an offer!
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Our Executive Mortgage Banker:
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$325,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $260,000 | $260,000 | $260,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.243% | 7.282% | 6.518% |
Monthly Tax Payment | $409 | $409 | $409 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,730 | $1,752 | $2,229 |
Total Monthly Payment | $2,214 | $2,236 | $2,713 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.