Welcome to single floor living! Beautifully maintained ranch style home set on lovely, landscaped quarter acre property. Ideally situated in lower University neighborhood just 1 mile to vibrant Fairfield town center and Metro North train. Less than a mile to top ranked Riverfield Elementary School, Ludlow Middle School & High School. Living room with wood burning fireplace flows to kitchen, breakfast room & family room. 3 bedrooms and renovated bath with air jet chromatherapy spa tub. Pristine hardwood floors under all carpet. Walk out finished lower level with half bath offers so many options. . . . family room, play room, gym or office. Lower level opens to covered loggia patio with built in outdoor kitchen. Lawn irrigation system makes lawn care a breeze. Natural gas available on the street. Incredibly convenient location Just minutes to beaches, golf, tennis, marina, scenic Southport village & harbor. Waterfront community 50 miles from New York City. **Property should accomodate expansion up to 4, 500sf home. Buyers should verify with town** New Oil Tank, just installed
Type | Description | Level |
---|---|---|
Bedroom 1 | Main | |
Bedroom 2 | Main | |
Dining Room | Main | |
Kitchen | Main | |
Living Room | Fireplace,Wall/Wall Carpet | Main |
Office | Lower | |
Primary Bedroom | Main | |
Rec/Play Room | Half Bath | Lower |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $656,000 | $656,000 | $656,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.125% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.550% | 6.220% | 5.781% |
Monthly Tax Payment | $761 | $761 | $761 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,673 | $3,986 | $5,404 |
Total Monthly Payment | $4,526 | $4,839 | $6,257 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.