*OPEN HOUSE SAT & SUN JAN. 18-19th 1 -3 PM* Ideally situated next to the Florida Yacht Club, this spacious brick home boasts a brand new roof and ground floor master suite. When you pull into the paver driveway, you will be greeted by a covered front porch - the perfect spot for a rocking chair and morning coffee. The main living area, accentuated with custom arch accents, has a fireplace, built-in bookcases, and a wet bar for entertaining. The main living areas and master suite have wood parquet flooring throughout. The updated kitchen has white cabinets, granite countertops, and stainless steel appliances. Two guest bedrooms with bonus room are upstairs creating privacy and a separate living space. The bonus room can be used as an office, play room, or additional bedroom. The backyard has a nice patio area and a large 2-car garage with half bathroom. Located in the established Ortega area, Members of the Florida Yacht Club can walk right next door to enjoy the club's new pool, updated fitness center, tennis courts, boating, and more. The home is a quick 5-minute commute to the NAS Jacksonville Main Gate. Run errands with ease at nearby Publix and Super Target. Enjoy a vibrant nightlife or a delicious meal at the popular restaurants in Avondale and Riverside historic district all within a 10-minute drive. Don't miss this opportunity to live in the desirable Ortega area!
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Our Executive Mortgage Banker:
Our Insurance Division:
$800,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $640,000 | $640,000 | $640,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $701 | $701 | $701 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,204 | $4,254 | $5,397 |
Total Monthly Payment | $4,997 | $5,047 | $6,190 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.