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Welcome to your future home! This spacious 3-bedroom, 2-bathroom property offers great potential to make it your own. Featuring a thoughtful designed floor plan, this home boasts vaulted ceilings that enhance the airy, open feel throughout.
This home does need some updates and cosmetic enhancements on the interior, making it an excellent opportunity for investment or first-time homebuyers looking to personalize and add value. With a new roof scheduled to be installed in the coming weeks, this property has great potential to be transformed into your dream home.
The kitchen is equipped with stainless steel appliances. The master suite offers a generously sized bedroom, and plenty of space offering vaulted ceilings. A large laundry room, double garage and newer Trane AC system add to the home's practicality and comfort. Enjoy ultimate privacy in the fenced backyard, complete with a large screened-in lanai, perfect for outdoor relaxation and entertaining. You'll appreciate the ample space and privacy between the neighboring homes for added seclusion.
Located in a prime area, this home is just minutes from Amelia Island and zoned for top-rated "A" schools in Fernandina Beach.
Don't miss out and schedule your showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$421,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $336,800 | $336,800 | $336,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,213 | $2,238 | $2,840 |
Total Monthly Payment | $2,288 | $2,313 | $2,915 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.