Welcome to the Luxurious private community of Island Estates. Nestled in the North Shore Hamlet of Mt. Sinai, this inviting and well constructed home offers everything you could ever want for your family. A lovely Post Modern, 4 bedroom 2. 5 bath home set on a beautifully appointed . 38 acre where a custom KOI pond greets you at the entrance and where the backyard is EVERYTHING! Extra wide steps lead out to your private resort where a Custom in-ground pool (with new liner) waterfall & hot-tub, is the centerpiece of this private oasis. The custom built bar and outdoor built- in kitchen provides the highest quality finishes from the pavers to the custom made bar top! Professional landscaping offers both privacy and beauty with exceptional specimens around its perimeter and abundant sunshine throughout the day. Come inside and enjoy wide open layout with natural sunlight emanating throughout. A two story entrance foyer with hardwood floors framed in crown molding, large formal dining room, butlers pantry, formal living room, family room with custom stone gas fireplace, large eat in kitchen with sliders overlooking private yard, custom wood cabinetry and all stainless steel appliances. A second large den can be an office or guest room, plus laundry room, pantry and large 2 car garage. Level two offers Four generous sized bedrooms, including a primary suite with walk-in closet and large private bath. This home features central vac, new gas hot water heater, large wide driveway for multiple cars plus a HUGE full basement with tons of storage, high ceilings and an outside entrance. All this in the sought after Mt Sinai School Districts where all schools share one campus!
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,100,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $880,000 | $880,000 | $880,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.125% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.550% | 6.220% | 5.781% |
Monthly Tax Payment | $1,880 | $1,880 | $1,880 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $4,928 | $5,347 | $7,249 |
Total Monthly Payment | $6,933 | $7,352 | $9,254 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.