Great Location!! Must see!! Charming 3/2. 5 Custom Craftsman Style home on 1. 07 Beautiful & Serene Acres in Oak Hill, one of Sumter county's Premier neighborhoods!! This Property is on a Corner lot . . . a huge bonus adding privacy and peacefulness to it's location. This home features an Open Floor plan as well as split floor plan. This home has lots of upgrades including the Stately Wood Entrance with large Craftsman style Columns with Wood & Stone and large wood beams above in the dining room attached to gorgeous wood & stone columns giving that area a 'separate' room feel also adding warmth to the entire entrance as you enter the front door. The kitchen has Granite countertops, beautiful Cherry wood, soft-close cabinets in the Kitchen and master bath, Butler pantry, double oven, & one of the most unique features of this home are the gorgeous decorative concrete floors throughout that boasts an authentic barnwood look that the owners took time and pride to capture and make it look real! This home is wired for surround sound in the living room and plumbed for a whole house central vac system as well. The Master bath offers a Garden tub jetted & heated & a wonderful place to unwind and relax at the end of a long day! The garage is super-sized & offers plenty or room & storage and the attic is built so that you can walk around and use for additional storage. The spare bedrooms add additional storage and some of the furniture pieces in the Craft room will be included in the purchase of the home. There are 12' sliders that open to the outdoor patio area with soft seating covered by a Pergola attached also to a covered porch area with a Hot Tub & this is a great place for entertaining & having bar-b-ques, enjoying family & friends gatherings while soaking in the ambiance that this backyard offers! The Hot Tub is just 2 yrs old & the Sellers will be including it with the sale of the Home. Oak Hill is conveniently located & convenient to I-75, The Fl Turnpike, The Villages, Middleton, Inverness, Homosassa, & Crystal River as well as just minutes to the Ocala area. Don't miss out on this beautiful home & property!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $455,200 | $455,200 | $455,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.153% | 7.159% | 6.276% |
Monthly Tax Payment | $168 | $168 | $168 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,952 | $3,025 | $3,839 |
Total Monthly Payment | $3,212 | $3,285 | $4,099 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.