This stunning 3-bedroom, 2-bathroom 4th-floor condo in the highly sought-after Harbor Walk community offers breathtaking water views and an exceptional location! Start your day with a cup of coffee on the spacious, enclosed lanai while watching the sunrise over the Peace River. Close your day with sunset views of Charlotte Harbor from the front bedroom/offices. Boasting over 2, 000 sq. ft. of living space, this well-appointed home features soaring ceilings, crown molding, and high-quality laminate and tile flooring. The open floor plan includes a formal dining area and a generously sized living room with sliding doors that lead to the lanai, offering unobstructed water views. The lanai is fully enclosed with vinyl windows and solar shades, providing year-round enjoyment, rain or shine. Electric roll-down hurricane shutters are installed on all windows and the front door for added peace of mind. The updated kitchen is equipped with raised panel cabinetry, quartz countertops, newer stainless-steel appliances, a breakfast bar, and a casual dining area perfect for daily meals. The primary suite offers stunning water views, a walk-in closet, and an ensuite bathroom a bidet, dual sinks and a custom-tiled walk-in shower. A private second bedroom off the front wing features a walk-in closet and is conveniently located near a separate guest bath. French doors lead to the third bedroom, which is currently used as an office. Additional features include an HVAC UV light, A/C in 2023, new metal roof in 2024, a large storage room/pantry, inside laundry with new washer/dryer, public water/sewer, hi-speed fiber internet, and assigned under-building parking with gated access, plus guest parking. The unit also has an assigned, large and locked storage room in the garage. This immaculately maintained home is in a friendly, well-maintained community with amenities such as tennis courts and a heated pool. This home is just a short walk from historic downtown Punta Gorda, offering charming shops, restaurants, and the scenic Laishley Park with its Vietnam Memorial Wall, beautiful marina and restaurant. Step outside to enjoy the Harbor Walk trail, grab a refreshing drink at the Tiki Bar, or continue to Gilchrist Park, where you'll find picnic areas, a playground, and Punta Gorda’s Pickleplex with numerous pickleball courts. Its prime location offers easy access to local waterways, beaches, shopping, and golf courses, making it perfect for the Florida lifestyle. Enjoy nearby public parks with bike and walking trails, plus boat ramps offering access to Charlotte Harbor, the Peace and Myakka Rivers, and the Gulf of Mexico. Conveniently located near Interstate 75, you’ll have quick access to Fort Myers and Naples to the south, and Sarasota and Tampa to the north.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,600 | $479,600 | $479,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.153% | 7.159% | 6.276% |
Monthly Tax Payment | $418 | $418 | $418 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,111 | $3,188 | $4,045 |
Total Monthly Payment | $3,621 | $3,698 | $4,555 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.