Seller request all offers due by 7pm Sunday January 19th. Welcome to 271 49th Street North, a delightful find nestled on a picturesque brick street in St. Petersburg, FL. This home offers 1, 396 square feet of well-designed space, featuring three spacious bedrooms and two pristine bathrooms.
Step inside to discover beautifully refinished terrazzo floors and a kitchen that's been remodeled to perfection—ideal for your culinary adventures. With a 2019 roof and an HVAC system that's just three years old, this home is as dependable as it is inviting.
Relax in the screened-in lanai, perfect for enjoying the outdoors without the bugs. The private outdoor oasis is ideal for BBQs or stargazing. The attached 2 car garage and included parking make life a breeze, while hurricane shutters offer peace of mind.
Rest easy knowing this home is located in a non-flood zone and non evacuation zone. Central Oak Park is a hidden gem, with its majestic oak trees and historic brick streets. Hop on the Central Avenue Trolley for quick access to the beach, lively downtown, and the diverse dining scene of the Grand Central District.
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Our Executive Mortgage Banker:
Our Insurance Division:
$450,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $360,000 | $360,000 | $360,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $325 | $325 | $325 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,365 | $2,393 | $3,036 |
Total Monthly Payment | $2,765 | $2,793 | $3,436 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.