Discover this stunning new construction home situated on a peaceful cul de sac, only minutes from some of Rhode Island's finest beaches. This four bedroom, three and a half bath home offers one-level living, with three bedrooms and two and a half baths on the first level, and a fourth bedroom suite on the second floor. The spacious great room is bathed in natural light, and features cathedral ceilings and a cozy fireplace. Embracing an open concept layout, the great room flows seamlessly into the kitchen and dining areas. Design touches such as accent walls, shiplap detailing, raised paneling, and custom touches make the space unique and showcase the builder's signature style. Beautiful white oak hardwood floors add elegance and warmth throughout, and a mudroom with built-ins adds functionality to the space. The primary suite is a luxurious retreat, complete with tiled shower and dramatic freestanding tub, and two secondary bedrooms provide ample space for family or guests. The second floor is designed for flexibility, featuring a fourth bedroom and a full bath. There is also potential to finish additional space on the second level into a bonus/media room, which would expand the living space by 1, 000 s. f. A full basement provides storage or expansion possibility. Equipped with modern amenities such as central air, gas heat, in ground irrigation, 9' ceilings on the first floor and 8' ceilings on the second floor, this home offers comfort, convenience, and style.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $820,000 | $820,000 | $820,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.599% | 6.472% | 6.032% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $4,656 | $5,116 | $6,864 |
Total Monthly Payment | $4,781 | $5,241 | $6,989 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.