3048 Orchard DRIVE, Palm Harbor, FL, 34684 | $529,000

Location, Location, Location—Plus So Much More!

This meticulously maintained Palm Harbor home is truly a must-see and offers everything you could ever want in your new home. With its pristine condition and thoughtful upgrades, it will impress even the most discerning buyers.

This beautiful three-bedroom, two-bath, two-car garage pool home is perfect for modern living. From the moment you step through the leaded glass front door, you'll feel right at home. The open and split floor plan flows seamlessly, starting with a spacious living room at the front of the house, which leads into the updated kitchen and great room. Here, you’ll find a cozy wood-burning fireplace that adds charm to the space.

The kitchen is truly the heart of this home, featuring an abundance of wood cabinetry, stainless steel appliances, sleek granite countertops, an island, and a breakfast bar—perfect for preparing meals and entertaining guests.

The master suite is a private retreat, with French doors that open directly to the stunning pool area, which is beautifully surrounded by pavers. The master bathroom is equally impressive, with dual vanities, a large soaking tub, a walk-in shower, and a spacious walk-in closet.

The family room is generously sized and provides another set of French doors that open to the heated pool and lanai, extending your living space to the outdoors. The lanai is an inviting oasis, perfect for relaxing and unwinding while enjoying the serene surroundings. Beyond the lanai, you’ll find a fenced-in patio, ideal for entertaining or simply enjoying nature.

The two additional bedrooms and a second bathroom are tucked away off the family room, providing privacy for family members or guests. The home offers plenty of storage space throughout, including a dry bar in the family room for added convenience.

Recent upgrades (2023) include new windows and doors, providing added energy efficiency and cost savings. The roof and AC were replaced in 2014, and the water heater was replaced in 2018. As per the seller, there was no flooding, power loss, or storm damage during the 2024 storms, giving you peace of mind for years to come.

This home is ideally located, offering easy access to everything Palm Harbor offers. Whether you're looking for shopping, dining, or outdoor activities, you'll be just minutes away from it all.

Don’t miss out on this exceptional opportunity! Schedule a showing today—you won’t want to wait!

Features

  • Rooms: 4
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 62 x 105
  • Laundry: In Garage
  • Year Built: 1989
  • Garage: 1-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,844
  • Acreage: 0.15
  • Lot Size: 62 x 105
  • Est. Taxes: $5,112
  • HOA Fee: $598 Annually
  • Elem. School: Highland Lakes Elementary-PN
  • Middle School: Carwise Middle-PN
  • High School: Palm Harbor Univ High-PN
  • Pool: Gunite
  • Pet Policy: Yes
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • MLS#: TB8339635
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8339635/3048orcharddrive_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/19/2025 12:47:07 PM)
Listing courtesy of Keller Williams Realty Of The Treasure Coast   Phone: 727-772-0772

William Raveis Family of Services

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888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3048 Orchard DRIVE, Palm Harbor, FL, 34684

$529,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $423,200 $423,200 $423,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.875% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.191% 7.171% 6.276%
Monthly Tax Payment $426 $426 $426
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,780 $2,813 $3,569
Total Monthly Payment $3,298 $3,331 $4,087

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.