22730 NE 77th Terrace ROAD, Citra, FL, 32113 | $385,000

Overlooking 6+ acres of Citra countryside, this charming property provides plenty of potential and an ideal location! The property is gently shaded by mature trees with several areas that are nicely cleared for plenty of flexibility to build additional structures as desired. Built in 2023 and offering a total of 4-bedrooms and 2-baths, the charming double-wide mobile features vaulted ceilings, luxury vinyl plank flooring, and plenty of natural light throughout. The maximum amount of insulation has been added to the floors, walls, and ceilings, ensuring that the optimal temperature is incredibly easy to maintain in both warm and cool weather conditions. Conversation flows easily throughout the main spaces with the kitchen, living area, and formal dining area all being open to one another. The kitchen is well-equipped with lots of cabinet space, some stainless steel appliances, and a center island with a breakfast bar. Just off of the kitchen is a designated laundry room with both washer and dryer, which is a rare find in a mobile home and makes it easy to keep chores moving throughout the day. Each of the four bedrooms are perfect for unwinding and getting a good night sleep, with the larger layout Primary bedroom being the real stand-out thanks to a large walk-in closet and a newly updated private en-suite bathroom with a step-in shower, new fixtures, and vanity. The large backyard provides plenty of opportunity to establish a garden or play area and currently features a sparkling above-ground saltwater pool to enjoy during the warmer months! Zoned A-1, this property has plenty of potential to be converted into an agricultural property such as a small horse farm or hobby farm with a little vision. Citra is perfect for those looking to experience some of the best outdoor recreation options that the area has to offer including nearby Orange Lake, Lake Ocklawaha, several springs and state parks, and much more. Located just a short, scenic drive from both Ocala and Gainesville’s variety of shopping, dining, event, and medical options, , this property offers the perfect blend of convenience and charm! An Additional 2 Acres is available for purchase.

Features

  • Rooms: 3
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: Laundry Room
  • Style: Other
  • Year Built: 2023
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,501
  • Acreage: 6.07
  • Est. Taxes: $2,713
  • Lot Desc: Cleared, Flag Lot
  • View: Trees/Woods
  • Elem. School: Sparr Elementary School
  • Middle School: North Marion Middle School
  • High School: North Marion High School
  • Pool: Above Ground, Salt Water
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • MLS#: OM692611
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/OM692611/22730ne77thterraceroad_citra_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/19/2025 4:47:08 PM)
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NMLS Mortgage Loan Originator ID 16953

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22730 NE 77th Terrace ROAD, Citra, FL, 32113

$385,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $308,000 $308,000 $308,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.875% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.191% 7.171% 6.276%
Monthly Tax Payment $226 $226 $226
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,023 $2,047 $2,597
Total Monthly Payment $2,324 $2,348 $2,898

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.