Welcome to your own private sanctuary in this luxuriously remodeled SHOWSTOPPER located in the desired gated community of Chattam Landing at Ridgemoor! From the moment you enter you will be captivated by a sleek & stylish open floor plan exuding an abundance of natural light & accentuated by its soaring vaulted ceiling. This 3 bedroom, 2 Bath corner lot pearl underwent an extensive renovation in 2021 with the removal of a partition wall which opened the COMPLETELY RENOVATED KITCHEN to the Dining & Living Room creating a spacious atmosphere with plenty of room to entertain multiple guests. The gourmet kitchen features leather-finish granite countertops with extended breakfast bar creating additional cabinet space, custom wood cabinetry with 42” uppers, soft close doors & drawers, high-end stainless-steel appliances & LED lights. Additionally, the PRIMARY BATHROOM was remodeled to create a spa-like feel with new quartz countertop, dual sinks, crisp white tile flooring, & new light fixtures. The massive zero-entry walk-in shower boasts floor to ceiling tiled walls & river rock floor. The Hall bathroom was updated with a new vanity & light fixture, however, since 2022 the current owners have spent over $100, 000 customizing this now ONE-OF-A-KIND RETREAT making it the TRUE GEM of the neighborhood! Their design COMPLETELY TRANSFORMED every corner of this home starting out by adding a Safe Step HYBRID WALK-IN TUB & SHOWER complete with Bluetooth system, 24 hydro jets, aromatherapy, seat & back warmer, to the Hall bathroom. The Courtyard Style Pool area was meticulously designed to become a PRIVATE SECLUDED OASIS with some SERIOUS SWAG! This quintessential outdoor area was so well thought out in its design that it flows from the living area right through the 4 sets of French doors creating the impression that it is an extra room in the home. Pool It was converted to salt water with a new pool surface & tile surround, that compliments the Timber Tech maintenance free composite decking, tile accent wall, 50” TV, electric fireplace with heat vents & changing colors, shade sails, custom bar area with bartender sink, refrigerator, industrial shelving & customized wine bottle accent wall, & decor create an ambiance that can’t be beat. and being heated with solar panels and having a new pool pump allow use of this gorgeous area year-round. The owners converted the 3rd bedroom into an expresso/wine bar room complete with in counter refrigerator, black metal framed glass sliding door entry & sleek wood slat accents giving it a Zen like feel, providing a place to relax or have a quiet conversation. Easily can be converted back to a 3rd bedroom. The 2-car garage was professionally completed & combines design, craftsmanship and functionality, featuring a soothing Harbor Blue epoxy floor, two butcher block counters with upper & lower steel cabinets, two 14’ tall double door steel cabinets, two ceiling mounted racks each with a 600 lb. capacity. All of this is surrounded by slatted wall panels in complimenting colors. Additional upgrades in 2024 include a new LG Range, microwave & glass tile backsplash, 50-Gal Water Heater, & Water Softener. The fireplace surround wall was tiled using gorgeous tile from Portugal in 2023. The whole exterior of the home was painted in 2024. HVAC System replaced in 2018. Tile Roof replaced in 2016. This stunning home is move in ready and won’t last long. Don’t miss your opportunity to make this home your own!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $488,000 | $488,000 | $488,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $404 | $404 | $404 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,206 | $3,243 | $4,115 |
Total Monthly Payment | $3,702 | $3,739 | $4,611 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.