Welcome to your future home in the heart of Palm Harbor! This charming 3-bedroom, 2-bathroom residence spans 1, 238 square feet and is situated in a highly sought-after neighborhood, zoned for the esteemed Palm Harbor Middle School and Palm Harbor University High School. As you step inside, you'll be greeted by freshly painted interiors and exteriors that exude a welcoming ambiance. The living and dining room combination features high ceilings and plush carpeting, creating an open and airy atmosphere. The kitchen is a culinary delight complemented by matching appliances and elegant wooden cabinetry. The primary bedroom serves as a tranquil retreat, complete with a spacious walk-in closet and an en-suite bathroom for your convenience. Two additional bedrooms ample space for family or guests. The property includes a 2-car garage, providing secure parking and additional storage options and sliding glass doors that lead to a screened porch, perfect for enjoying Florida's pleasant weather. The expansive backyard is a standout feature, offering plenty of room to install a pool or create your own outdoor oasis. While this home boasts solid construction and "great bones, " it presents a fantastic opportunity for you to infuse your personal style through updates and renovations. Location is key, and this residence does not disappoint. It's conveniently close to downtown Palm Harbor, where you'll find a variety of restaurants, shops, and entertainment options. Additionally, the home is situated near beautiful beaches and parks, perfect for weekend outings and enjoying the Florida sunshine. Don't miss the chance to transform this house into your dream home in one of Palm Harbor's most desirable neighborhoods!
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Our Executive Mortgage Banker:
Our Insurance Division:
$425,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $132 | $132 | $132 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,234 | $2,260 | $2,867 |
Total Monthly Payment | $2,441 | $2,467 | $3,074 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.