Check out this well maintained and very loved one owner home, located in a quiet country atmosphere. The property is centrally located, just 2. 5 miles to Downtown Easley and 5. 1 miles to Downtown Pickens. The whisper quiet street is virtually free from traffic and is a great place to walk and or ride bicycles for the entire family. This 2, 177 square foot home features a split style floor plan. Upon entering the front door, you will step into the formal living room. Beyond this room is an entrance to either your combined kitchen/dining combo or an additional entry for a formal dining space or maybe an office. Located to the left side of home are the two extra bedrooms with a full bathroom. Adjacent to the combined kitchen/dining space on the right side of home, is a less formal family room, with gas log fireplace and guest bathroom. As you continue walking through the home on the right side, you will pass by a large and spacious laundry room and an additional closet space for storage. Now you are about to enter the newest addition of the home, which is the main bedroom with a four-piece bathroom and an extra-large walk-in closet. Need storage? Then you will really enjoy the crawl space area under the right side of home, which has a concrete pad. One of the best parts is this home comes with over 2. 85 acres. There is not another property like this with a country atmosphere and this close to downtown Easley. Note – this property consists of 3 lots. The home sits on lot 17 and lot 19 has a separate driveway accessed from Fairview Drive. Lot 19 also has a power pole from Duke Energy, water tap from Easley Combined Utilities and a septic tank. There are also two wells on the property. Seller has no information about the wells. This could be a great and inexpensive water source for an irrigation system for the lawn or a very large garden. The roof was replaced in November 2021. Plus, the HVAC is approximately 13 years and the water heater is approximately 10 years old. Make your appointment soon before it’s too late! PLEASE INCLUDE APPROVAL LETTER OR PROOF OF FUNDS AND A COPY OF THE EARNEST MONEY CHECK WITH A PURCHASE AGREEMENT.
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NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $271,992 | $271,992 | $271,992 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $32 | $32 | $32 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,787 | $1,808 | $2,294 |
Total Monthly Payment | $1,894 | $1,915 | $2,401 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.