New York sophistication in the country. Only 0. 6 miles from Main St, yet secluded on a private, quiet interior lot with Silvermine River views. Ideal for entertaining, with multiple levels of outdoor decking & porches as well as numerous natural light-filled rooms with great sun exposure. Custom built by Acorn, the structure is a modified post & beam house, carefully designed for its specific site and made to look as though it is sculpted to the landscape. Acorn exclusive trim & molding profiles are utilized throughout. As Acorn continues to be in business, matching trim & other carpentry details are readily available, making 100% matching additions/alterations far easier than with a traditional custom home. Frequently & thoughtfully updated throughout the years, the house boasts over $350K of improvements & additions over the past 2 decades, including but not limited to a new roof, siding, sun room, garage door, front door, porch, decks & HVAC systems within the last 5 years, as well as a newer gourmet kitchen with a commercial Wolf stove & driveway/property enhancement. Extensive stone walls throughout the property, with an expansive stone porch overlooking the Silvermine River. New, upgraded 5-bedroom septic in 2005 facilitates future further expansion. Whole house generator for added peace of mind. The home is minutes from downtown Ridgefield for shopping, restaurants, museums, Ridgefield Library, Ballard Park, Prospector Theater, ACT Theatre, & the Ridgefield Playhouse.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 11.0 x 13.0 | Upper |
Bedroom 2 | Walk-In Closet,Hardwood Floor | 14.0 x 15.0 | Upper |
Bedroom 3 | Hardwood Floor | 9.0 x 10.0 | Upper |
Dining Room | Hardwood Floor | 10.0 x 16.0 | Main |
Family Room | Fireplace,Hardwood Floor | 12.0 x 15.0 | Main |
Kitchen | Granite Counters,Island,Pantry,Hardwood Floor | 13.0 x 17.0 | Main |
Living Room | Hardwood Floor | 12.0 x 19.0 | Main |
Primary Bedroom | Full Bath,Walk-In Closet,Hardwood Floor | 12.0 x 13.0 | Upper |
Rec/Play Room | Patio/Terrace,Sliders,Laminate Floor | 14.0 x 19.0 | Lower |
Sun Room | Skylight,Balcony/Deck,French Doors,Tile Floor | 7.0 x 23.0 | Main |
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Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $852,000 | $852,000 | $852,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.125% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.550% | 6.220% | 5.781% |
Monthly Tax Payment | $1,179 | $1,179 | $1,179 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $4,771 | $5,177 | $7,018 |
Total Monthly Payment | $6,075 | $6,481 | $8,322 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.