Come live the Florida lifestyle in this lovely 2 bedroom, 2 bath villa located in the highly sought after 55+ gated community of Encore at Fishhawk Ranch! This 1, 612 sq ft home features a 2-car garage and is situated in a gated active adult neighborhood with plenty of activities, including a private clubhouse, community pool, numerous social events, an on-site activities director, and more! As you enter, you’ll immediately notice the abundance of windows, recessed lighting, and high ceilings make the home feel bright and open. In front is an open flex space that can be used as a study/den, media area, or home office. The second bedroom and full bath are also off the entry, as well as the laundry room with a large utility sink and folding counter. Continue into the bright open kitchen where you'll find plenty of cabinets and beautiful stone countertops, a large pantry, and stainless appliances, including a gas range. An oversized prep island with a sink overlooks the large family room and dining area, making it easy to converse while cooking and entertaining. This split floor plan offers plenty of privacy for the primary bedroom located at the rear of the home with elegant tray ceilings. The en-suite bathroom boasts an oversized dual sink vanity, a large walk-in glass-enclosed shower, a private water closet, and a huge walk-in closet. Appreciate Florida's year-long weather while relaxing with your morning coffee or a casual meal in your peaceful screened-in lanai. Enjoy access to all of Fishhawk West’s resort-style amenities and realize why so many people have fallen in love with the area.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$369,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $295,200 | $295,200 | $295,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $312 | $312 | $312 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,939 | $1,962 | $2,489 |
Total Monthly Payment | $2,326 | $2,349 | $2,876 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.