Location, Location, Location! This Gulf Harbors waterfront property has been flooded by recent storms and is ready for a fresh renovation, offering an incredible opportunity to create your dream home. All 4-point items not damaged in the storms according to the sellers.
HVAC and condenser are elevated; American Standard Brand and in working order. The electrical panel has been updated and has a generator hook up added to it, and the home has been re-plumbed. The tile roof still has life as well. Newer Water Heater. This home has an oversized deck and 12000 lb boat lift. It is about one beer to the Gulf of Mexico right from your backyard. Photos of its pre-storm finishes are included for your inspiration. All of the granite counter tops were salvaged along with the sinks. It mostly just needs drywall, paint, floors, lower cabinets and bathroom vanities. The luxurious primary suite includes crown molding, marble finishes, and a walk-in shower, with the second bathroom also boasting quartz and marble details. Outside, enjoy a 1500 sq ft dock with a 40-foot floating dock and 10, 000 lb boat lift, a screened lanai, and a low-maintenance yard with artificial turf. Modern amenities include updated plumbing and sealed AC ducts. Optional membership to the Gulf Harbors Civic Association ($125/year) offers year-round events, and the residents-only Beach Club ($200/year) provides access to white sandy beaches and cabanas. Conveniently located near downtown New Port Richey, this golf-cart-friendly community is your gateway to luxurious waterfront living. Ready for your renovations! Come see it today and make it your own!
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $655 | $655 | $655 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,234 | $2,260 | $2,867 |
Total Monthly Payment | $2,964 | $2,990 | $3,597 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.