3189 Winchester Estates LOOP, Lakeland, FL, 33810 | $340,000

Fabulous property in the highly desirable community of Winchester Estates in Northern Lakeland. This is a Flood Zone X property and had No damage during the hurricanes of 2024. This home features 3 Bedrooms, 2 Full Bathrooms, is over 1, 500 square feet and situated on an oversized private lot. Featuring lots of natural light, neutral colors and an open flowing floor plan. The screened front entrance will be perfect on mornings to let a cool breeze inside. Upon entering, your greeted with the warm and inviting spacious living room. This room features a soaring vaulted ceiling, wood like plank laminate, ceiling fan and opens to the kitchen and dining room. The kitchen is light and bright with plenty of cabinet and counter space, vinyl flooring and cozy eating space by the Bay Window. Adjacent is the laundry room which leads out to the 2-car garage. Washer and dryer to not convey. The primary bedroom boasts laminate flooring, walk-in closet and a ceiling fan. The ensuite bathroom has double sinks, garden tub, stand up shower stall and a separate commode. The screened patios were added in 2013 and both have ceiling fans and an extended cement patio. The backyard is completely fenced in with easy care and long-lasting PVC, perfect for your 2 or 4 legged friends and family members. A 12 x 10 shed, irrigation system and solar panels complete the exterior. The roof has never leaked and there was zero damage during the last hurricanes. Minutes to downtown Lakeland, Rt 4 and close to Tampa and Orlando, makes Winchester Estates the perfect place to land. Seller is the original owners of this extremely well-maintained property. Welcome Home!

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Style: Ranch
  • Year Built: 2007
  • Garage: 2-car Driveway
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,582
  • Acreage: 0.22
  • Est. Taxes: $1,807
  • HOA Fee: $325 Annually
  • Lot Desc: Cleared, In County, Sidewalk
  • Elem. School: Socrum Elem
  • Middle School: Kathleen Middle
  • High School: Kathleen High
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Microwave, Range, Refrigerator
  • MLS#: TB8338310
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8338310/3189winchesterestatesloop_lakeland_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/23/2025 3:26:37 AM)
Listing courtesy of AIM Wealth Realty LLC   Phone: 305-762-9576

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NMLS Mortgage Loan Originator ID 16953

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3189 Winchester Estates LOOP, Lakeland, FL, 33810

$340,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $272,000 $272,000 $272,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.875% 6.990% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.191% 7.159% 6.392%
Monthly Tax Payment $151 $151 $151
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,787 $1,808 $2,314
Total Monthly Payment $2,013 $2,034 $2,540

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.