Fabulous property in the highly desirable community of Winchester Estates in Northern Lakeland. This is a Flood Zone X property and had No damage during the hurricanes of 2024. This home features 3 Bedrooms, 2 Full Bathrooms, is over 1, 500 square feet and situated on an oversized private lot. Featuring lots of natural light, neutral colors and an open flowing floor plan. The screened front entrance will be perfect on mornings to let a cool breeze inside. Upon entering, your greeted with the warm and inviting spacious living room. This room features a soaring vaulted ceiling, wood like plank laminate, ceiling fan and opens to the kitchen and dining room. The kitchen is light and bright with plenty of cabinet and counter space, vinyl flooring and cozy eating space by the Bay Window. Adjacent is the laundry room which leads out to the 2-car garage. Washer and dryer to not convey. The primary bedroom boasts laminate flooring, walk-in closet and a ceiling fan. The ensuite bathroom has double sinks, garden tub, stand up shower stall and a separate commode. The screened patios were added in 2013 and both have ceiling fans and an extended cement patio. The backyard is completely fenced in with easy care and long-lasting PVC, perfect for your 2 or 4 legged friends and family members. A 12 x 10 shed, irrigation system and solar panels complete the exterior. The roof has never leaked and there was zero damage during the last hurricanes. Minutes to downtown Lakeland, Rt 4 and close to Tampa and Orlando, makes Winchester Estates the perfect place to land. Seller is the original owners of this extremely well-maintained property. Welcome Home!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $272,000 | $272,000 | $272,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.159% | 6.392% |
Monthly Tax Payment | $151 | $151 | $151 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,787 | $1,808 | $2,314 |
Total Monthly Payment | $2,013 | $2,034 | $2,540 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.