Welcome to Riviera Bay, the best neighborhood in the world! This incredibly hard-to-find 4-bedroom, 2-bathroom, 2-car garage waterfront home offers endless potential in one of the most sought-after locations in St. Petersburg. Situated on an oversized lot, this property boasts a backyard that feels like a private park—spacious enough to accommodate a pool, outdoor kitchen, garden, or any dream project you envision, with room to spare.
Inside, you’ll find a bright and open floor plan that’s perfect for modern living and entertaining. Large windows invite natural light and serene water views, making every day feel like a retreat. While the home experienced its first flood during Hurricane Helene, it had never flooded before since it was built, offering a unique opportunity to customize and enhance this waterfront gem. Being sold as is for the seller's convenience, this is your chance to bring your vision to life.
Living in Riviera Bay means more than just a home—it’s a lifestyle. Enjoy access to a community boat ramp for easy water adventures, two well-maintained parks, and a neighborhood known for its vibrant traditions. From festive golf cart parades and the dazzling Christmas Eve Boat Parade to streets lined with American flags for the 4th of July and other holidays, this community truly celebrates togetherness. As locals love to say, “It’s always a great day in Riviera Bay!”
Don’t miss your chance to create something extraordinary in this unbeatable location. Schedule your showing today and make Riviera Bay your forever home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$665,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $532,000 | $532,000 | $532,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $377 | $377 | $377 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,495 | $3,536 | $4,486 |
Total Monthly Payment | $3,964 | $4,005 | $4,955 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.