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3460 Minnow Creek DRIVE, Hernando Beach, FL, 34607 | $399,000
Investor Special! Waterfront Property in Hernando Beach
Unlock the potential of this prime waterfront property located in the highly sought-after Hernando Beach community. Situated on a double lot with direct Gulf access via a canal and an established concrete seawall, this home offers endless possibilities for the savvy investor, developer, or DIY enthusiast.
The property features a newer roof and fresh exterior paint, with the interior gutted and remediated—ready for you to design and complete according to your vision. With NO HOA fees and NO rental restrictions, it’s an ideal opportunity to create a beautiful primary residence, weekend retreat, or even a short-term rental property.
The additional lot provides potential for subdivision, making this an even more enticing investment. Whether you're an experienced investor or someone looking to take on a renovation project, this property is the perfect blank canvas to bring your ideas to life.
Key Features:
3 spacious bedrooms
Multiple bathrooms
Large laundry room
Gutted and remediated interior, ready for renovation
Brand-new roof and fresh exterior paint
Concrete seawall with direct Gulf access
Double lot with potential for subdivision
No HOA and no rental restrictions
This waterfront gem is just 1 mile from the marina, with convenient access to local shopping, dining, and entertainment. Whether you’re seeking a renovation project or a prime location for a rental investment, this property offers a unique opportunity to enjoy coastal living at its finest.
Don’t wait—schedule a showing today and start envisioning the possibilities!
Features
- Rooms: 7
- Bedrooms: 3
- Baths: 2 full
- Laundry: Inside
- Year Built: 1983
- Garage: 2-car
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 1,710
- Acreage: 0.34
- Est. Taxes: $2,897
- Appliances: Dishwasher, Microwave, Refrigerator
- MLS#: TB8338246
- Days on Market: 5 days
- Website: https://www.raveis.com
/prop/TB8338246/3460minnowcreekdrive_hernandobeach_fl?source=qrflyer
Listing courtesy of HOMAN REALTY GROUP INC Phone: 352-600-6150
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
3460 Minnow Creek DRIVE, Hernando Beach, FL, 34607
$399,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $319,200 | $319,200 | $319,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.875% | 6.990% | 6.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.191% | 7.159% | 6.392% |
| Monthly Tax Payment | $241 | $241 | $241 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,097 | $2,122 | $2,715 |
| Total Monthly Payment | $2,413 | $2,438 | $3,031 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388