47 Devonshire Street, Providence, RI, 02908 | $475,000
47 Devonshire Street in Providence, Rhode Island, is a charming and well-situated residence that offers both comfort and convenience. Located directly behind one of Rhode Island's most sought after colleges - Providence College. Nestled in a quiet, residential neighborhood, this home is a short distance from the heart of downtown Providence, Providence College and all the great city of Providence has to offer! This conventional style house, with an inviting well-maintained exterior offers everything you need in a perfect starter home! Inside, you'll find a thoughtful layout with a large open living room that flows right into the well laid out kitchen and half bathroom. Bright, airy rooms, large windows, and original hardwood floors contribute to the home's timeless appeal. A private backyard provides a peaceful retreat, perfect for summer barbecues and all outdoor activities. The property also includes off-street parking, adding to the convenience of city living. 47 Devonshire Street is ideally located for those who appreciate a balance of suburban tranquility and urban accessibility, with nearby parks, schools, and easy access to major highways. Whether you're looking for your first home or a cozy place to settle in, this property offers a welcoming environment in a vibrant and evolving city. Schedule a tour today!
Features
- Amenities: Golf,Highway Access,Near Hospital,Near Schools,Public Transportation,Recreation Area,Restaurant,Shopping
- Rooms: 7
- Bedrooms: 3
- Baths: 1 full / 1 half
- Style: Colonial
- Year Built: 1989
- Garage: 1-car Attached,Garage
- Heating: Forced Air,Gas
- Cooling: None
- Basement: Full,Finished
- Approx Sq. Feet: 2,682
- Acreage: 0.09
- Est. Taxes: $6,151
- Appliances: Gas Water Heater
- MLS#: 1376165
- Website: https://www.raveis.com
/prop/1376165/47devonshirestreet_providence_ri?source=qrflyer
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William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 7654
401.474.4879
Whitney.Rugg@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Allen GellermanInsurance Sales Director, William Raveis Insurance
617.686.2668
Allen.Gellerman@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
47 Devonshire Street, Providence, RI, 02908
$475,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Whitney Rugg
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $380,000 | $380,000 | $380,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
| Monthly Tax Payment | $513 | $513 | $513 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,496 | $2,526 | $3,205 |
| Total Monthly Payment | $3,084 | $3,114 | $3,793 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB