631 Swiss DRIVE, Lakeland, FL, 33810 | $215,000

Welcome Home! This cozy 3-bedroom, 1-bathroom house offers incredible value and is perfect for first-time homebuyers or retirees. Nestled in a convenient location, it boasts an array of desirable features and easy access to nearby amenities. Situated close to I-4, shopping centers, and restaurants, this home is less than an hour from Florida’s major theme parks, including Disney World, Universal Studios, Islands of Adventure, SeaWorld, and more. For those seeking additional entertainment, the Hard Rock Casino is only a 40-minute drive away. This charming home features a newer roof and newer AC, ensuring it’s move-in ready and up to date. The open floor plan includes tile flooring throughout and a cozy breakfast nook that flows into the main living area, making it perfect for entertaining guests. The one-car garage adds convenience to daily living. Located in the heart of Lakeland, this home offers the best of Florida’s excitement and relaxation. Spend one day exploring Downtown Lakeland’s Munn Park Historic District, known for its antique shops and early-1900s architecture, and the next day enjoying Florida Southern College’s iconic Frank Lloyd Wright designs. Nature lovers will appreciate the city’s many lakes, including Lake Mirror with its promenade and the stunning Hollis Garden. Art enthusiasts will enjoy the Polk Museum of Art, which features a diverse collection ranging from pre-Columbian artifacts to contemporary works, The area also offers excellent restaurants, shopping, schools, parks, and easy access to Tampa International Airport. For sports fans, it’s not far from the stadium of the NFL Super Bowl Champions. Lakeland truly combines a great place to live, work, and play! This home is sold as-is with no warranties expressed or implied. All information is subject to change without notice.

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 1 full
  • Lot Size: 75 x 104
  • Laundry: Other
  • Year Built: 1977
  • Garage: 1-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,025
  • Acreage: 0.18
  • Lot Size: 75 x 104
  • Est. Taxes: $804
  • Pet Policy: Yes
  • Appliances: Range, Refrigerator
  • MLS#: TB8339723
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8339723/631swissdrive_lakeland_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/19/2025 3:18:21 AM)
Listing courtesy of BAYSIDE REALTY GROUP INC   Phone: 813-634-0900

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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631 Swiss DRIVE, Lakeland, FL, 33810

$215,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $172,000 $172,000 $172,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.875% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.191% 7.171% 6.276%
Monthly Tax Payment $67 $67 $67
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,130 $1,143 $1,451
Total Monthly Payment $1,272 $1,285 $1,593

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.