Welcome to this beautiful New Home in an Excellent St Pete location less than 15 minutes from Madeira Beach. NO Flood Zone. The amazing curb appeal draws you in! Step through the beautiful 8-FT navy blue front door into the foyer where you are greeted by an abundance of natural light through expansive Impact-resistant windows (rated for hurricane winds) illuminating the open-concept living areas with 9'4" ceilings! The recessed LED lighting all throughout the home keeps the power bill low and lights up the multi-toned high-traffic Luxury Vinyl Plank flooring. The focal point of this home is definitely the kitchen, meticulously designed with cabinet molding, shaker cabinets which feature modern hardware and soft-close hinges to prevent slamming, new all-electric Samsung stainless-steel premium kitchen appliance package, roomy corner pantry, elegant Quartz countertops, and a LARGE center island to share with friends and family. The kitchen seamlessly flows into the dining area and living room, maximizing the open layout design, leading towards the back of the home where you can view your large backyard through the sliding glass doors. Retreat into the serene Master Suite which has a large window that faces west across your spacious new backyard deck with a modern pergola covering, grill and jacuzzy making for romantic sunset lighting! The BARN DOOR leads to your dreamy en suite boasting more Quartz atop the dual vanity, a very large Walk-In Closet, and a stunning shower enclosed by glass with high-quality tile installation up to the ceiling! Your guests will LOVE your cool guest Bathroom with modern light fixtures and sleek subway tile that also goes up to the ceiling. The two guest Bedrooms are great sizes, suitable for little ones and adults. Get your laundry done effectively in the private Laundry Room which comes equipped with a sink to simplify your tasks. In the mornings, open the sliding glass doors to your rear Lanai for a cup of coffee to start your day. Buying New Construction means you get low insurance premiums and maximized Energy Efficiency. Homes like this are rare in this area!
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Our Executive Mortgage Banker:
Our Insurance Division:
$610,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $488,000 | $488,000 | $488,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $650 | $650 | $650 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,206 | $3,243 | $4,115 |
Total Monthly Payment | $3,948 | $3,985 | $4,857 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.