This two-family has everything you need for a great investment or owner-occupied home. Located in one of the most sought-after neighborhoods on the North End of Manchester, this property offers an incredible blend of space, convenience, and low-maintenance living. The lower unit offers 3 large bedrooms and 1 full bath with laundry hook-ups in unit. The upstairs unit is completely renovated and ready to move in. This unit offers 2 spacious bedrooms, a full updated bath, new kitchen with new cabinets and stainless steel appliances. There are laundry hook-ups and additional storage available in the attic. Nice private back yard and storage for each unit in the basement. Plenty of off-street parking & convenient access to town. Both units with separate utilities- new oil tanks and new panels. The lower unit is occupied by tenants. Their lease expires at the end of September 2025. Schedule tour through ShowingTime or at the Open House this weekend. Come to Open House Saturday 1/18/25 and Sunday 1/19/25 from 12-2 PM to see first floor occupied unit. Showings begin on 1/17 after 4 PM. The property cannot be shown, nor any open houses held prior to 1/17/2025 after 4 PM.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $444,000 | $444,000 | $444,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.204% | 7.159% | 6.256% |
Monthly Tax Payment | $562 | $562 | $562 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,917 | $2,951 | $3,744 |
Total Monthly Payment | $3,571 | $3,605 | $4,398 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.