Are you looking to down size and done with home maintenance but not give up the space? A well maintained spacious 2 bed with an optional 3 bedroom-2 full bath Berkshire style unit is ready for you. This Berkshire is located in the award winning Heritage Village 55+ active community. The 3rd bedroom has been redesigned to a den/office w/ built-ins. It can be changed back to a 3rd bedroom. This unit features an open concept living room/dining room. The wide living room has a cozy wood fireplace, plush carpet, access to the den & a slider onto a slate patio. Eat in kitchen has ample counter space & wall oven. The roomy dining room has plenty of space for entertaining/hosting family gatherings. The spacious primary en-suite has plenty of closets, dressing area with an inviting window seat to relax & read a book. The primary bath has a walk in shower. Brand new hot water tank 2025. Heat pump w/ baseboard heat. The patio has an awning with plenty of room for outdoor furniture and grill. Heritage Village is a vibrant community. Features many clubs, indoor gym, access to 4 pools, tennis courts, bocce, walking trails & YES pickle ball! Southbury is perfectly located in western CT with easy access to 84, 90 mins to NYC and 2 hrs to Boston. The town offers plenty of shopping, restaurants, parks and located next to the town of Woodbury the Antique trail. HOA fee includes Spectrum internet & cable. No stairs and flat walk to unit. Come see this unit & what Heritage Village has to offer Buyers to pay $3000 fee to the Heritage Village Foundation due at the time of closing
Type | Description | Level |
---|---|---|
Bedroom 1 | 9 ft+ Ceilings,Wall/Wall Carpet | Main |
Bedroom 2 | Remodeled,9 ft+ Ceilings,Built-Ins,Wall/Wall Carpet | Main |
Dining Room | 9 ft+ Ceilings,Combination Liv/Din Rm,Wall/Wall Carpet | Main |
Full Bath | 9 ft+ Ceilings,Tub w/Shower,Tile Floor | Main |
Kitchen | 9 ft+ Ceilings,Laminate Floor | Main |
Living Room | 9 ft+ Ceilings,Combination Liv/Din Rm,Fireplace,Patio/Terrace,Sliders,Wall/Wall Carpet | Main |
Primary Bath | Stall Shower,Tile Floor | Main |
Primary BR Suite | 9 ft+ Ceilings,Dressing Room,Wall/Wall Carpet | Main |
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NMLS Mortgage Loan Originator ID 12578
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $332,000 | $332,000 | $332,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $455 | $455 | $455 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,181 | $2,207 | $2,800 |
Total Monthly Payment | $2,711 | $2,737 | $3,330 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.