Welcome home to the most sought-out community in St. Pete, called Terrace Park of Five Towns, in the popular 55+ active adult community. Are you ready to be WOWED? Then this is a must-see, gorgeous, newly renovated, top 3rd-floor condo with no one above you that comes with covered parking! That beautiful open floor plan condo is ready for new owners to call home that features 1055 SF, one bedroom, and one bath with a brand new GE stainless steel appliances package, new soft-closing wood cabinets, brand new laminate flooring, quartz counters, a garbage disposal, a tile backsplash, a microwave, new ceiling fans with remotes, and all updated electric and panel, newly updated plumbing, that features a walk-in shower with handrails. There is an elevator in the building with an on-site laundry room. There is a beautiful greenspace behind the condo; while you're having your morning coffee, enjoy the birds. Terrace Park of Five Towns has nine ponds with lots of wildlife. The HOA fees that cover the building insurance and maintenance, gas for cooking and heating, water, trash, sewer, cable package, and Internet are all included. The community features not one, but SIX POOLS—including one just a short walk from your door that is heated—and offers a grill area and outdoor kitchen space perfect for gatherings. Plus, the home comes with an ASSIGNED COVERED PARKING SPACE #54, ensuring convenience for you and your guests. Located just a short drive from St. Pete Beach, Treasure Island, and the lively St. Pete Pier, you'll have access to some of the area's best restaurants, bars, and cultural attractions. You’re also conveniently close to St. Pete-Clearwater Airport and all of Tampa Bay, including Downtown Tampa and Clearwater. This condo is the perfect blend of relaxation, comfort, and accessibility—your ideal Florida home awaits! SCHEDULE A SHOWING TODAY!
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$129,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $103,200 | $103,200 | $103,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $211 | $211 | $211 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $678 | $686 | $870 |
Total Monthly Payment | $964 | $972 | $1,156 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.