*NEW ROOF* This beautiful home in the highly desirable, gated, and NON-CDD community of Valencia Gardens offers 4-5 bedrooms (upstairs loft/bedroom), 3 full bathrooms, a 3-car garage, plus a newly resurfaced pool. The home boasts vaulted ceilings throughout and features gleaming engineered hardwood floors and neutral paint tones in the dining, living, kitchen, and family room, and upstairs den areas. Upon entering, you're greeted by a formal dining room and living room that immediately draw your eye toward the sparkling pool. The spacious kitchen, complete with stainless steel appliances, flows seamlessly into the family room, both open to the pool deck – ideal for indoor/outdoor living. All four main-floor bedrooms have vaulted ceilings and are arranged in a 3-way split for maximum privacy. The large primary suite, located at the front of the home, offers pool access via a sliding door, as well as his and her closets. The en-suite bathroom features a large shower with multiple shower heads, dual sinks, and a separate water closet. The home also includes two additional bedrooms and a full bathroom on the opposite side of the house, while the fourth bedroom, perfect for a mother-in-law suite, is located in the back with access to its own full bathroom. French doors lead to the expansive lanai, offering plenty of space for outdoor activities such as ping pong. Upstairs, you'll find an additional loft space/5th bedroom with a convenient Harry Potter-style closet for extra storage. Conveniently located just a short distance from Publix, the community rec center, and the library, with top-rated schools nearby plus near the outlets and restaurants. . . this home is truly a must-see!
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Our Executive Mortgage Banker:
Our Insurance Division:
$550,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $262 | $262 | $262 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,890 | $2,924 | $3,711 |
Total Monthly Payment | $3,244 | $3,278 | $4,065 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.