316 16th AVENUE, Indian Rocks Beach, FL, 33785 | $1,250,000

This home was damaged from flooding during the storm, but the second level was unharmed and is still livable. Take advantage of all the Indian Rocks has to offer as this property sits one block from city hall, IRB library and Colb Park. Colb park boast a playground, Tennis courts, Pickleball courts, skate park as well as a baseball field that is home to West Pinellas little league. Not to mention the property is about 1, 500 feet from the 16th avenue beach access. Be IN the water in minutes. The home sits on one of the deeper parts of the intracoastal with 50 feet of water frontage. The calm waters of this particular inlet provides very calm waters for navigating a boat in and out. Other outdoor features include: Professionally designed xeriscaping, motorized awning, sprinkler system that is on well water, 10, 000 lb boat lift, outdoor shower and shed. The pebble tech, salt water pool has both a water fall feature as well as jacuzzi jets in sitting areas. Pool pump was just recently replaced. Indoor features include: Motorized industrial screen door, Large storage closet, Kitchen aid range hood, silestone counter tops, custom concrete floors that feature beach waves, Custom built ins, new garage door opener from 2024, Thermal vinyl windows as well as custom window treatments. The whole home runs on solar power for very low electric bills. Rare chance to own a larger square footage pool home, a minutes walk from the Gulf of Mexico.

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 49 x 126
  • Laundry: Inside
  • Year Built: 1952
  • Garage: 1-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,221
  • Acreage: 0.14
  • Lot Size: 49 x 126
  • Est. Taxes: $5,699
  • Lot Desc: Flood Insurance Required, FloodZone, City Lot, In County, Oversized Lot
  • Pool: In Ground
  • Appliances: None
  • MLS#: TB8339373
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /eprop/TB8339373/31616thavenue_indianrocksbeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/19/2025 11:02:59 PM)
Listing courtesy of SMITH & ASSOCIATES REAL ESTATE   Phone: 727-282-1788

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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316 16th AVENUE, Indian Rocks Beach, FL, 33785

$1,250,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,000,000 $1,000,000 $1,000,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.625% 6.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.200% 6.748% 6.786%
Monthly Tax Payment $475 $475 $475
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $6,653 $6,403 $8,780
Total Monthly Payment $7,253 $7,003 $9,380

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.