Treat yourself to resort-style living in the active and carefree retirement community of Kings Point! This home has been immaculately and impeccably maintained, it gives you a sense of warmth and hominess when walking in. When you enter through the front door you'll be welcomed into the great room with the living room to the right, and the dining area and kitchen to the left. This home has 2 bedrooms and 2 bathrooms. Primary bedroom has a huge walk-in-closet, 2nd bedroom is as large as the primary and has 2 large patio doors leading to your extended enclosed lanai large enough to have sofas, (hide-a-bed) tables and chairs. . . . your sanctuary where you can go and relax, read a book, have a cup of tea/coffee or chat with family and friends. For added convenience the washer and dryer are in the lanai. With virtually everything included in the condo fees there are no surprise expenses in Kings Point. Fees include gated security with 24-hour guard, cable, internet, exterior maintenance, ground maintenance, building insurance, pest control, water, sewer, trash, escrow reserves fund, fidelity bond, 6 community pools as well as many other activities, restaurant/bar, with two beautiful clubhouses, an 850-seat Veterans Theater, 2 hot tubs, an elegant spa, tennis courts, 3 golf courses, (Sun City Center) billiards, pickle ball courts, state-of-the-art fitness centers and much more, it's like a cruise ship on land! Best of all, this home comes furnished so all you need is your luggage! Welcome Home!
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$128,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $102,400 | $102,400 | $102,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $133 | $133 | $133 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $673 | $681 | $864 |
Total Monthly Payment | $881 | $889 | $1,072 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.