Presented byFowler Sakey & Team |
Welcome to 12 Cross Road! This cherished 5-bedroom Colonial offers space, charm, and endless potential. Nestled atop a gentle hill, the home boasts a fenced-in pool with decking and a large patio, perfect for outdoor entertaining. Step into the open foyer, which seamlessly connects the living and dining rooms. The living area features built-in shelving, a cozy fireplace, and an old-fashioned bread oven, adding character and warmth. The dining room is conveniently located adjacent to the kitchen, which opens directly onto a spacious patio. The family room, with built-ins and sliding doors, also provides easy access to the outdoor spaces. A full bathroom and a convenient laundry area complete the main level. Upstairs, the primary suite includes an en-suite bathroom, two sliding closets, and a walk-in closet. Four additional generously sized bedrooms features hardwood floors and ample closet space. The partially finished basement provides endless possibilities - play/rec room, gym, office space, or whatever suits your needs. The yard offers abundant outdoor space, ideal for activities or quiet relaxation. A shed provides additional storage for tools and outdoor equipment. While the home is move-in ready, the kitchen and bathrooms present an opportunity for personal updates to create the home of your dreams. Located conveniently near schools, parks, and restaurants, this property offers a perfectly balanced lifestyle. Don't miss this incredible opportunity!
Type | Description | Level |
---|---|---|
Bedroom 1 | Built-Ins,Hardwood Floor | Upper |
Bedroom 2 | Book Shelves,Hardwood Floor | Upper |
Bedroom 3 | Book Shelves,Hardwood Floor | Upper |
Bedroom 4 | Hardwood Floor | Upper |
Dining Room | Hardwood Floor | Main |
Family Room | Book Shelves,Built-Ins,Patio/Terrace,Sliders,Wall/Wall Carpet | Main |
Kitchen | Tile Floor | Main |
Living Room | Bay/Bow Window,Built-Ins,Fireplace,Hardwood Floor | Main |
Primary Bedroom | Full Bath,Walk-In Closet,Wall/Wall Carpet | Upper |
Rec/Play Room | Wall/Wall Carpet | Lower |
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William Raveis Real Estate
Phone: 203.521.1119
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William Raveis Mortgage, LLC
Phone: 203.913.1633
Jorge.Rivera@Raveis.com
NMLS Mortgage Loan Originator ID 12303
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,200 | $479,200 | $479,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $772 | $772 | $772 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,148 | $3,185 | $4,041 |
Total Monthly Payment | $4,012 | $4,049 | $4,905 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.