Welcome home to this charming, well maintained 3 bedroom, 2 bath home in the quaint, family-oriented community of Crystal Beach! The home is situated on an oversized, private home site close to a park and the serene Gulf coast waterfront. The enchanting elevation offers a covered front porch as you enter to the desirable split floor plan with the kitchen in the heart of the home and a sizable front space currently used as a formal dining area. The space could serve as a formal living room, parlor, reading or play area… the possibilities are endless. The kitchen is centered in the living areas and offers abundant counter space and lovely white cabinetry with glass front upper cabinets. A large, convenient breakfast bar is open to the great room. Living and entertaining space is extended off the great room with fashionable French doors leading to a beautifully designed screened back patio deck. An ideal setting for morning coffee or afternoon cocktails! The patio looks out on the enormous, pool-sized lot, fenced for ultimate privacy and offering plenty of room to store your boat, RV or water toys. The primary bedroom features an ensuite bath with a walk-in shower, designer tile work, chic block glass and a soaking tub. The secondary bedrooms are sizable, and one boasts an indulgent cedar-walled closet. The bedrooms share an updated bath with a tub/shower combo. This home boasts a premium location within the renowned golf-cart-friendly community of Crystal Beach! Enjoy the city’s festivals and activities while living close to Pinellas Trail, shopping, restaurants, picturesque old downtown Palm Harbor, famous Innisbrook Resort and Golf Club and of course the celebrated white sands of the Gulf Beaches and magnificent sunsets! Zoned for some of Pinellas County’s most sought-after schools including Palm Harbor University High School. Seaside living is a lifestyle choice… make it yours!
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Our Executive Mortgage Banker:
Our Insurance Division:
$599,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,920 | $479,920 | $479,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $576 | $576 | $576 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,153 | $3,190 | $4,047 |
Total Monthly Payment | $3,821 | $3,858 | $4,715 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.