UPGRADES abound in this stunning and pristine 1. 5 year old 1, 700+ sq ft home in the exclusive “The Villages at Three Ponds” 55+ development! If you’ve imagined it, the current sellers included it! This home truly has it all including a bonus office, sunroom and the start of a finished walkout basement that includes a utility sink and under slab plumbing for a future bathroom. The floor plan of this one level home is well thought out and perfect for comfortable living. There is an open concept kitchen/living/dining area with a bright and airy sunroom, which is great for hosting/entertaining. If you desire a private/quiet area for an office or den, there is even a separate room just for that! Laundry is conveniently located on the main level, just outside the full bath. Extensive custom upgrades to mention a few are…. . tray ceiling in living room with gas fireplace, hardwood in bedrooms, 5 ft custom tile shower w/ glass door in primary bedroom, custom light fixtures, standby full home Generac generator, piped humidifier in basement, outlets in garage for electric car and refrigerator, Trex 12x13 deck directly off sunroom, custom 16x16 patio in backyard, floodlights, and SO much more! This community features a clubhouse to mingle, host larger functions, utilize the library room or take advantage of the exercise room in the lower level. There are walking trails, ponds for fishing, and an inground pool to relax and enjoy. Move in ready and quick close possible!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $620,000 | $620,000 | $620,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $948 | $948 | $948 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,073 | $4,121 | $5,229 |
Total Monthly Payment | $5,113 | $5,161 | $6,269 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.